Often, it’s smarter to break your fixed rate early and refix at a lower rate – often there is no cost to do this and even if there is, it can be worth paying the break fee to access the lower rate.

There’s a clear war of words in the media of late – it’s based on strong-held emotive feelings. Some of the sentiment is qualified and understands, from experience, both sides of the ledger. Most of it isn’t…

I’ve surprised some people this week with just how good our pulling power is….

So, the message is – it’s unlikely to get easier but it’s ok, we can help because we, as Advisors and Brokers are keeping pace and ensuring we can guide our clients through the process – whatever that might change may be…

The Reserve Bank has held the Official Cash Rate at its all-time low of 1.75% and stated the next change won’t be until 2020.

Tony Alexander, Chief Economists had a personal view outlined in his weekly update – released on 16th August 2018.

Highlights are that the OCR remains unchanged, Auction Clearance Rates are volatile, Mortgage Interest Rates remain low and longer-term rates have reduced over the past few weeks.

In this scenario, it is possible to borrow up to 80% (or more) on both the rental property AND the Owner-occupied (new) property.

If a former meth lab was cleaned to a permitted level, it could confidently be said that the levels of all the toxic chemicals used in the manufacturing process would be safe.

Are you similar to one of my clients who doesn’t want to go through another winter without extra space for the kids or parents to escape to? > READ “Bigger home required”.