First home buyer or experienced residential or commercial property investor? We have experience, and specialise, in all of these areas and we love to talk..
Not sure how much insurance you actually need? If you’re based in Tauranga or the Bay of Plenty, here’s how to calculate the right level of life and income protection cover for your lifestyle.
Low-deposit home loans in New Zealand are becoming easier to access as banks increase their appetite for first home buyers. With underutilised low-deposit lending allocations, reduced monthly surplus requirements, and more flexible qualifying criteria, now could be an ideal time to explore your options. If you’ve been waiting to buy your first home, recent changes to NZ bank lending policies may make approval more achievable than you think.
Behind every mortgage approved, insurance policy reviewed, or KiwiSaver account refined is something simple: real people with real goals. At Know How Property, our mission is to help everyday New Zealanders make confident financial decisions through clarity, strategy, and honest advice.
Getting into the property market feels tougher than ever for first-home buyers but parents can still provide meaningful support without compromising their own retirement or financial stability. Here are the smartest and safest ways to help your kids get onto the property ladder.
Most Kiwis pay for insurance for years but never actually use it, even when they could. The biggest mistake? Not claiming at all. Here’s why asking the question could put hundreds or even thousands back in your pocket.
Buying your first home is one of life’s biggest milestones but it’s easy to get caught up in the excitement and let emotion take the lead. The secret? Let strategy guide your decision. Here’s how to make sure the home you buy isn’t just one you love, but one that truly fits your lifestyle and your future.
The Tauranga property market never stays still for long. Whether it’s shifting interest rates, changing buyer demand, or new opportunities popping up, timing your next move can feel a bit like reading the tide. Sell too soon, and you could miss future gains. Wait too long, and the right opportunity might slip away.
The BRRRR method: Buy, Renovate, Rent, Refinance, Repeat, is one of the most effective property investment strategies for both first home buyers and experienced investors in New Zealand. By creating equity through smart renovations, you can accelerate your property portfolio growth without relying solely on new capital.
Travel insurance is often overlooked, but it can save you from the unexpected costs of lost luggage, medical emergencies, or cancelled flights. Learn why it’s essential to buy early, what to check before you book, and how the right policy protects you, your family, and your trip.
Buying a home was step one. Now let’s make sure the next step sets you up for long-term wealth and financial freedom by choosing the right KiwiSaver strategy. Because reassessing your KiwiSaver account is one of the smartest moves you can make.
Confused about what rental income is taxable or which deductions landlords can claim? This blog covers key tax tips for property investors in New Zealand from smart repayments to depreciation strategies.
Investing in property is one of the most powerful ways to grow long-term wealth, but only when it’s done with the right strategy and structure behind it. It’s not just about finding the right property, it’s about setting yourself up with a lending approach that helps you scale, manage risk, and adapt as the market shifts.
So, you’ve just bought your first home, congratulations! Whether it’s your very first step onto the property ladder, or you’ve had a recent change in circumstances (like a new partner or growing family), now is the perfect time to reassess your insurance. Buying a house is one of the biggest financial commitments you’ll ever make, so it’s important to make sure you’ve got the right protections in place should the unexpected happen.
Getting onto the property ladder can sound like a daunting task for a lot of Kiwis, especially if you don’t even know where to start. From understanding the housing market trends to securing the right financing options, this guide will give you all the knowledge and tools needed to make informed decisions and turn your property ambitions into a reality while making the whole process easy.
Leverage is another valid strategy whilst we are in this phase of the property cycle. It’s not for everyone but I personal experience with Leverage and provide a brief example of my personal experience and how it worked for us.
Multi-offers are now becoming the norm and there are more properties being sold by auction again as the worm slowly turns. This is assisted by a more pragmatic application of the CCCFA and aligns with the main bank lenders getting their books into a more balanced position coupled with more availability of low deposit lending (under 20% lending) and more access to Kainga Ora First Home Loans with as little as 5% deposit.
An alternative view to what you might read in the media (and particularly social) with regards the current lending and property market - Paul Dow is an experienced Mortgage Advisor and Property Investor sharing his day to day experience of the current lending environment.
The time for getting the house in order (from a financial opportunities) perspective is now.
Long-term Property investors stay strong on their strategy and in-fact are eyeing up the market for opportunities to expand their portfolios.
Bank Lending policies coupled with tweaks to Government Policies are once again opening the door wider for Lending to First Home Buyers – with as little as 10% deposit.
